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Michelle Cash-Chapman


Sales Associate

Representing Northeast Florida homeowners and future homeowners specializing in the towns of St. Augustine, St. Augustine Beach, Jacksonville, Palm Coast and Elkton; Michelle’s creative, enthusiastic, and caring nature is perfect for matching each client’s desires and needs as well as skillfully featuring a home’s unique presence and character.

Michelle understands the numerous intangible benefits of life in North East Florida with its unmatched weather, culture, and diversity. Michelle joined First Coast Realty Inc as her son approached one year old. Educated at Anna Maria College in Massachusetts, Michelle received a Bachelor of Arts degree in Social Work and a Master’s Degree in Business. This has provided her with valuable skills that she uses daily in real estate negotiations, educating home buyers and sellers and effectively marketing listings. She worked in higher education for 10 years prior to moving to St. Augustine, Florida with her husband.

A very active and connected community volunteer holding executive board positions in the Junior Service League of St. Augustine, and the Kids Bridge Family Visitation Center. Michelle co-chaired several committees both in her professional career as well as in her volunteer commitments. Michelle’s contacts and area residency leverage her energy and enthusiasm, enhancing her client dedication and insuring satisfied repeat clients and referrals.

Whether you want a quaint vacation home in town or an exceptional luxury residence on the water, Michelle and First Coast Realty Inc. know everything there is to know about locations, value, property types, pricing, building requirements and zoning – not to mention every possible attraction to entertain you and your family. She thoroughly loves her work, and enjoys the fantastic people she meets every day – many of whom become her neighbors and friends.

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